How are you handling the financial hit of inflation? Do you need to make some improvements to your finances? The reality is that some people sail through tough economic times with a healthy emergency fund, little to no debt, a side hustle that pays household expenses, and a lifestyle they can dial down at a moment’s notice.
For others, an economic crunch like this one is a wake-up call that their finances may not have been great to begin with.
If the past several months have been an eye-opener for you, why not consider what kind of improvement would permanently change your financial future. Could you . . .
• Look for work-at-home jobs with reputable companies?
• Pay off your smallest credit card balances?
• Build a rainy-day savings account with just $100 to start?
• Start saving 15% of your paycheck for retirement?
While your situation may seem impossible now, solid finances are possible if you create a plan and focus on making small steps regularly. Write down all your debts and make an extra payment on the smallest one if you can. Move any extra money you get into savings or a retirement fund. Research simple ways to get investment help such as a mutual fund company or local financial planner. Talk with your spouse and kids about researching low-cost fun, recycled fashions, home cooking, and cool volunteering options instead of expensive vacations.
Then, seriously consider working with me privately to set financial goals and stay accountable to taking steps toward them. Helping people find balance and achieve life changes in major areas is something I do through a unique 8-week coaching program designed around the bestselling book and coaching formula: Oola: Find Balance in an Unbalanced World.
Message me and let’s chat soon.
Photo by Bobby Stevenson via Unsplash
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